Planning a wedding on the breathtaking peninsula tip of Island View Waterfront is a dream come true, but even dreams can be disrupted by unexpected events. This is where wedding insurance comes in!
Let's explore two key types of coverage that will ensure your celebration goes off without a hitch: cancellation insurance and venue liability coverage.
Island View Waterfront, like many responsible venues, carries its own insurance policy. This typically protects the venue itself in case of property damage or liability issues not directly related to your wedding event. However, their insurance won't cover you if you need to postpone due to unforeseen circumstances or if a guest gets injured during your celebration.
This is where special day-of insurance comes in! Cancellation insurance provides financial protection for you, the couple, in case you need to reschedule your wedding due to covered events like bad weather, illness, or military deployment. It can also reimburse you for lost deposits on not just the venue, but also your photographer, caterer, and other vendors. On the other hand, venue liability coverage protects you from lawsuits if someone gets injured during your wedding at Island View Waterfront.
Think of it like this: Island View Waterfront's insurance is their safety net, while cancellation and liability insurance are your safety net as the couple. By having both, you're ensuring a smooth and stress-free celebration for everyone involved.
When to Buy Cancellation Insurance:
Early Bird Gets the Guarantee: Coverage typically begins immediately upon purchase. The earlier you buy, the longer you're protected.
Contract Signing is Key: Island View Waterfront, like many venues, requires general liability insurance (see below). Consider purchasing cancellation insurance at the same time to maximize coverage from the start.
Venue Liability Coverage: Protecting Your Guests and Your Big Day
While cancellation insurance protects you from losing money, venue liability coverage protects you from lawsuits in case of accidents or injuries during your wedding at Island View Waterfront. This is often required by venues, and for good reason!
Why It's Important:
Unexpected Tides: Even the most meticulously planned waterfront events can have mishaps. Liability coverage ensures you're not held financially responsible if a guest gets injured on the dance floor or someone trips over a decoration on the docks.
Peace of Mind on the Chesapeake: Knowing you're covered with liability insurance allows you and Island View Waterfront to relax and enjoy the celebration.
By including both cancellation insurance and venue liability coverage in your wedding plans, you're creating a financial safety net that allows you to focus on what truly matters: celebrating your love with family and friends amidst the beauty of Island View Waterfront!
To make it easy for our Island View Waterfront couples, we work with a local insurance company to provide free quotes for cancellation and 'day of' insurance. Follow this link to get a free quote for your special celebration - Special Event Insurance.
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About us: Island View Waterfront is an independent, locally-owned wedding venue near Baltimore Maryland. We have been family owned and operated since 1968. What started as a small bar and marina (read the history here), we are proud to be the currant stewards of this waterfront property on the Chesapeake Bay.
When you choose an independent, locally owned venue like ours, you work directly with the owner, and third generation operator Jessica, throughout your entire wedding planning process!
We are committed to supporting other locally owned wedding venues around the country. A shout-out to the following venues who are offering their continued support and encouragement:
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